Tools & calculators

Run the numbers in minutes

Every tool shows its assumptions and uses current 2026 figures where rules apply. Use them on their own, or inside the lessons where they are explained.

True Cost of Financing

Turn a factor rate, fee, or interest rate into total cost and an APR you can compare.

Fund · in 4 lessons

Cash Flow Forecast

Project 12 months of cash with seasonality and see your lowest point before it arrives.

Manage · in 5 lessons

Break-Even Calculator

Find the sales you need to cover costs, and what each extra sale is worth.

Grow · in 2 lessons

Pricing & Margin

Set prices from your costs and target margin, and stop confusing markup with margin.

Start · in 4 lessons

True Cost of an Employee

Wages plus payroll taxes, benefits, and insurance: what a hire really costs per year.

Employ · in 1 lesson

Owner Retirement Plan Comparer

See how much a Solo 401(k), SEP IRA, or SIMPLE IRA lets you save this year.

Protect & Plan · in 2 lessons

Trucking Cost per Mile

Know your break-even rate per mile before you accept the next load.

Manage · in 2 lessons