Cash Flow Forecast
Project 12 months of cash with seasonality and see your lowest point before it arrives.
Lowest point
$1,711
in Mar
Cash in 12 months
$81,948
Average monthly net
$4,329
Starts from Jan. Simplified model: sales follow the seasonal pattern you pick, variable costs scale with sales, fixed costs stay flat, and taxes are not included.
Learn the thinking behind it
Cash Flow vs. Profit: Why Profitable Businesses Run Out of Cash
Profit tells you whether your business model works. Cash tells you whether you can make payroll on Friday.
Riding Out Seasonal Swings
Map your busy and slow months, save in the peak, flex in the valley, and line up financing before you need it.
Building a Cash Cushion for Your Business
How big your reserve should be, where to keep it, and a simple allocation habit that builds it without a windfall.
Is Your Business Ready to Grow?
Learn the signals that say your business can handle growth, and the warning signs that say build the base first.
Progress Billing, Deposits, and Retainage
Structure how you get paid on a job so your crew is never funding the customer's project out of your bank account.